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Goal Getter is a single-pay variable life insurance plan where your premium, less insurance coverage-related fees, is invested in your choice of investment funds.

Build towards your fund goal with only Php 10,000 as initial investment and a plan that allows you to keep adding to it with as little as Php 5,000 in monthly top ups.

Whether you invest regularly for twelve months or twelve years, it’s up to you. Start your savings habit by deciding how much you want to save every month and how long you want to keep adding to your savings.

What you need to know

Who can buy Goal Getter?

You can buy a Goal Getter plan if you are:

  • Between 20 to 60 years old
  • Currently residing in the Philippines

How much is the life insurance coverage of my plan?

Your Goal Getter plan comes with guaranteed life insurance coverage. This means that you can nominate your loved ones as beneficiaries of your plan upon your demise. These beneficiaries will receive 125%* of your total premiums paid or the actual account value of your investment, whichever is higher.


*This assumes that there are no partial withdrawals from your account.

What should I expect after buying Goal Getter?

One of our customer care representatives will get in touch with you within the next banking day to verify your application and payment details. This will be done via a scheduled video call through Facebook Messenger. Once that’s done, you can track your investments via MyAXA.

Can I pay more than Php 10,000 for my first investment?

Of course! By investing more, you have more money set aside to help you achieve your dreams. This also means that you’re closer to the minimum full investment of Php 50,000 within one (1) year. Then, you simply have to choose or create a payment plan to save up for the difference.

Can I save up more than Php 5,000 a month?

Sure. Since you need to save up to at least Php 50,000 within a year, you can reach your goal faster by setting aside more every month.

What if I don’t save at least Php 50,000 within 1 year?

Time and discipline is needed to achieve your dreams, so it’s best if you stay focused. But in case you are unable save at least Php 50,000 within the first 12 months, a Php 2,000 non-completion fee will be charged to your account. Nonetheless, you will still get to enjoy all the other benefits of a Goal Getter plan.

What if I want to continue saving monthly after I reach the Php 50,000 full investment?

That’s great! Investing regularly will help you grow your money faster. You can keep setting aside money every month or whenever you have extra funds from your bonuses or incentives. Once committed investment amount and duration has been completed, you may submit a filled up top-up form and choose any of the payment methods to add to your investments.

What’s the maximum amount I can invest?

You can invest a maximum initial premium of Php 125,000. Should you wish to invest more, you can make top-ups anytime.

What investment funds are available?

There are two (2) investment funds for you:

  • Philippine Wealth Bond Fund - The Philippine Wealth Bond Fund is invested in varying maturities of Philippine government bonds. Government bonds are debt issued by the national government and regularly pay interest for borrowing funds. Due to this regular income stream, bond funds have steadier returns with less risk of loss compared to equities. A decrease in the country’s ability to pay back debt, and increases in interest rates may cause the bond fund’s value to decline. On the other hand, bond funds perform well during periods of improved credit quality, low inflation and lower interest rates.
  • Chinese Tycoon Fund - Equity funds are invested in stocks or ownership in businesses. The Chinese Tycoon Fund is mainly invested in stocks of local corporations owned by Filipino-Chinese businessmen and listed in the Philippine Stock Exchange. These are mostly companies with high earnings growth and leaders in market share such as SM Prime Holdings, JG Summit and Jollibee Corporation. These leaders in retail and consumer goods are positioned to take advantage of the country’s demographic advantage. Equity fund prices are subject to large price fluctuations especially if there are global economic concerns or shifts in market sentiment.

Having a portion of your portfolio in a steadier bond fund can mitigate your worries while a portion in an equity fund boosts your upside returns. You can allocate a percentage of your total investment to each of the two funds, depending on your needs and how much risk you are willing to take. 

Can I switch funds or the allocation of my funds?

Yes, you are free to switch between the two funds or adjust the allocation for each of the funds. You can do this for free up to 8 times a year. To switch the funds’ allocation, download the fund switch/change in allocation form here (link to the fund switch request form) and submit a copy of the nearest AXA branch.

How do I keep track of investment?

MyAXA lets you keep track of your investment’s growth over time. Learn more about MyAXA here

What happens if I need to withdraw from my investment?

In case you need your money, partial or full withdrawal/s from your investment can be done, subject to Surrender Charges during the first four (4) years and is free of charge starting on the 5th year.

Surrender charges:

  • On the 1st year – 10% of the total account value
  • On the 2nd year – 6% of the total account value
  • On the 3rd year – 4% of the total account value
  • On the 4th year – 2% of the total account value

To withdraw, simply download a copy of the withdrawal form here and submit a copy to the nearest AXA branch.

Can I see the breakdown of all the fees and charges for Goal Getter?

Goal Getter is subject to the following fees and charges:

  • Premium Charge of Php210/month for 24 months. This is used to cover sales costs and administrative expenses to keep your policy in force.
  • Cost of Insurance Charge is the monthly amount deducted from the Fund Value to pay for the life insurance coverage, which increases over time as you age.
  • Asset Management Charge depends on your chosen fund. This is paid to the fund’s manager for their investment management services.
  • Non-completion Fee of Php2,000 is charged from the Account Value if the total premium in the first twelve (12) months is less than Php50,000.
  • Surrender Charge will be deducted from the proceeds you will receive if you withdraw from your Account Value within the first four (4) years. 10% (1st year), 6% (2nd year), 4,% (3rd year), and 2% (4th year) will be deducted from the proceeds depending on when you make the withdrawal. In case of full withdrawal within the first 24 months from the Effective Date of Your Policy, total proceeds on surrender is equal to the Account Value less the applicable surrender charges less outstanding premium charges on remaining months. Refer to Note 5 on page 7 for the details of the fees.

Indicate your birth date You must be at least 20 years old and no older than 60 years old to avail of Goal Getter.

Birthdate is required

Must be 20 years old and above

Gender is required

Tell us about your goal

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Tell us about your {[{ myamb.activeGoal.main_goal_name }]} goal

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How much are you saving for this goal? How much will you be saving for this goal in the next few years? Key in the amount of no less than Php 50,000. We can help you get there.

To save up for your goal, a good way to start is through investing.

I can comfortably begin investing with This is your first step to reaching your goal investment amount. Minimum should be no less than Php 10,000.

To help you reach your goal, we've calculated the amount you'd need to save every month

To help you meet your investment goal, indicate your committed
top up and the number of months you plan to pay for it.

I can top up every month with These are additional investment amounts paid after your initial investment to complete your investment goal. Minimum top up is Php 5,000.
I intend to top up for Let us know how many months you wish to invest in Goal Getter.
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* Note: Your investment goal is {[{myamb.mdlGoalSelection.goalAmount | currency : 'Php ' : 0}]} while your committed investment is only {[{myamb.totalInvestment | currency : 'Php ' : 0}]}

- To increase your investment you may adjust your topup every month

{[{myamb.mdlGoalSelection.formattedInitialInvest}]}

Initial
Investment

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Total Monthly
Top-Up

To help you meet your investment goal, indicate your committed
top up and the number of months you plan to pay for it.

I can comfortably begin investing with This is your first step to reaching your goal investment amount. Minimum should be no less than Php 10,000.

I can top up every month with These are additional investment amounts paid after your initial investment to complete your investment goal. Minimum top up is Php 5,000.

I intend to top up for Let us know how many months you wish to invest in Goal Getter.

* Note: Your investment goal is {[{myamb.mdlGoalSelection.goalAmount | currency : 'Php ' : 0}]} while your committed investment is only {[{myamb.totalInvestment | currency : 'Php ' : 0}]}

- To increase your investment you may adjust your topup every month

{[{myamb.mdlGoalSelection.formattedInitialInvest}]}

Initial
Investment

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Total Monthly
Top-Up

We'll help you decide what kind of fund allocation best fits your {[{ myamb.activeGoal.main_goal_name }]} goal.

QUESTION {[{$index + 1}]}

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{[{ans.description}]}

You understand that investing allows for higher returns than savings, but there is a risk that your investments might yield loss and the value of your investments can even be lower than the amount you invested.

A balanced investment typically means that your funds will be allocated both in bonds for income generation and in stocks for investment growth. This combination helps prevent financial loss in case the stock market experiences a downturn.

This is how we would allocate your investment based on your investment profile.

You can still choose to customize your allocation by increasing or decreasing the recommended split.

You understand that diversifying your investments keeps a steady return while reducing risks.

A conservative investor looks to the long term. It would be best if you funds are invested in relatively low risk and conventional instruments with measured and reasonable growth potential.

This is how we would allocate your investment based on you investment profile.

You can still choose to customize your allocation by increasing or decreasing the recommended split.

You prefer the possibility of a higher average annual return on your investments even if this means that there is a probability of a loss in any given year.

A growth-oriented investment is defined as having a higher than average level of risk and unpredictability in exchange for the possibility of also reaping higher than average returns.

This is how we would allocate your investment based on you investment profile.

You can still choose to customize your allocation by increasing or decreasing the recommended split.

You understand that investing allows for higher returns than savings, but there is a risk that your investments might yield loss and the value of your investments can even be lower than the amount you invested.

A balanced investment typically means that your funds will be allocated both in bonds for income generation and in stocks for investment growth. This combination helps prevent financial loss in case the stock market experiences a downturn.

This is how we would allocate your investment based on your investment profile.

You can still choose to customize your allocation by increasing or decreasing the recommended split.

You understand that diversifying your investments keeps a steady return while reducing risks.

A conservative investor looks to the long term. It would be best if you funds are invested in relatively low risk and conventional instruments with measured and reasonable growth potential.

This is how we would allocate your investment based on you investment profile.

You can still choose to customize your allocation by increasing or decreasing the recommended split.

You prefer the possibility of a higher average annual return on your investments even if this means that there is a probability of a loss in any given year.

A growth-oriented investment is defined as having a higher than average level of risk and unpredictability in exchange for the possibility of also reaping higher than average returns.

This is how we would allocate your investment based on you investment profile.

You can still choose to customize your allocation by increasing or decreasing the recommended split.

Wealth Bond Fund

Wealth Bond Fund is required

Chinese Tycoon Fund

Chinese Tycoon Fund is required

You are just a few steps away in reaching your goal. Just complete the information below.

The information on this application form are required as part of AXA’s due diligence and underwriting requirements.

Gender is required

Your image is too big. Please upload a file that is smaller than 2MB
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Are you and/or your immediate family a Politically Exposed Person (PEP)?
+63

Residence/Present Address

Permanent Address

We need some more details to complete your application.

Are you currently working abroad?

Employer/Business Address

PREFERRED MAILING ADDRESS (Select One)

Option is required

Are you a US citizen or a US Tax Resident?
Your image is too big. Please upload a file that is smaller than 2MB
Invalid File Type
Upload image is required

Select the preffered payment method for your first Investment of Php 10,000.

You will be re-directed to the Peso Pay payment system to complete the transaction. Input your credit/debit card details to make the payment.

Secure your loved ones.

Your investment comes with life insurance protection. You need to nominate beneficiaries of the plan, who will receive the insurance benefits upon your demise. A maximum of 10 beneficiaries can be nominated.

All named beneficiaries shall receive equal share of the insurance benefit upon your demise and shall be deemed as Revocable. You may change the beneficiary designation to Irrevocable once the policy has been issued.

List of Beneficiaries

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{[{item.beneficiaryDetails.birthDateFormatted}]}

{[{item.beneficiaryDetails.relationship}]}

Add a beneficiary

You have already reach the maximum added beneficiaries.

Please add atleast one beneficiary.

Beneficiary Saved.

Beneficiary is now updated.

Beneficiary is now removed.

Investment Details

Initial Investment

Risk Profile

Investment Option

Fund Allocation

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Initial Investment

{[{myamb.topUp | currency : 'P' : 0}]} /month

for {[{myamb.months}]} months

Investment Option

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Risk Profile

{[{myamb.mdlRecommendedFunds.wealthBond}]}%

Wealth Bond Fund

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Chinese Tycoon Fund

Fund Allocation

Personal Details

Gender is required

+63
Are you a US citizen or a US Tax Resident?

First Name

{[{myamb.mdlSummaryDetails.firstName}]}

Middle Name

{[{myamb.mdlSummaryDetails.middleName}]}

Last Name

{[{myamb.mdlSummaryDetails.lastName}]}

Place of Birth

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Gender

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Date of Birth

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Marital Status

{[{myamb.mdlSummaryDetails.selectedMaritalStatus}]}

Nationality

{[{myamb.mdlSummaryDetails.nationality}]}

Nationality Origin

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Mobile

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Home Phone Number

{[{myamb.mdlSummaryDetails.homeNo}]}

Business Phone Number

{[{myamb.mdlSummaryDetails.businessNo}]}

Email

{[{myamb.mdlSummaryDetails.email}]}

Politically exposed?

{[{myamb.mdlSummaryDetails.politicallyExpose}]}

Gov't position/public office

{[{myamb.mdlSummaryDetails.governmentPosition}]}

Present address

{[{myamb.mdlSummaryDetails.presentAddress}]}

Permanent address

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Business address

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Preferred Mailing Address

{[{myamb.mdlSummaryDetails.preferredMailing}]}

City/province and country of work (Abroad)

{[{myamb.mdlSummaryDetails.workingCountry}]}

Occupation

{[{myamb.mdlSummaryDetails.selectedOccupation}]}

Source of Funds

{[{myamb.mdlSummaryDetails.selectedSourceOfFund}]}

Monthly Income

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Are you a US Citizen?

{[{myamb.mdlSummaryDetails.isUSCitizen}]}

ID

{[{myamb.mdlSummaryDetails.selectedIdType}]}

ID Number

{[{myamb.mdlSummaryDetails.idNumber}]}

List of Beneficiaries

{[{item.beneficiaryDetails.lastName}]}, {[{item.beneficiaryDetails.firstName}]}

{[{item.beneficiaryDetails.birthDateFormatted}]}

{[{item.beneficiaryDetails.relationship}]}

Add a beneficiary

You have already reach the maximum added beneficiaries.

Please add atleast one beneficiary.

Beneficiary Saved.

Beneficiary is now updated.

Beneficiary is now removed.

  1. Investment Risk Profile and Portfolio Risk Acknowledgment

    I prefer a Balanced Profile and the description below match the risk profile of my intended investment portfolio. I also acknowledge that the recommended fund allocation ranges resulting from my investment portfolio risk profile is only intended as reference to help me assess my investment portfolio’s risk appetite and investment objectives.

    I understand that investing allows for higher returns than savings, but there is a risk that my investments might yield negative returns and the value of my investments can even be lower than the amount I invested.

    A balanced investment typically means that my funds will be allocated both in bonds for income generation and in stocks for investment growth. This combination helps prevent financial loss in case the stock market experiences a downturn.

  2. Investment Risk Profile and Portfolio Risk Acknowledgment

    I prefer a Conservative Profile and the description below match the risk profile of my intended investment portfolio. I also acknowledge that the recommended fund allocation ranges resulting from my investment portfolio risk profile is only intended as reference to help me assess my investment portfolio’s risk appetite and investment objectives.

    I understand that diversifying my investments keeps a steady return while reducing risks.

    A conservative investor looks to the long term. It would be best if my funds are invested in relatively low risk and conventional instruments with measured and reasonable growth potential.

  3. Investment Risk Profile and Portfolio Risk Acknowledgment

    I prefer a Growth-Oriented Profile and the description below match the risk profile of my intended investment portfolio. I also acknowledge that the recommended fund allocation ranges resulting from my investment portfolio risk profile is only intended as reference to help me assess my investment portfolio’s risk appetite and investment objectives.

    I prefer the possibility of a higher average annual return on my investments even if this means that there is a probability of higher negative return in any given year.

    A growth-oriented investment is defined as having a higher than average level of risk and unpredictability in exchange for the possibility of also reaping higher than average returns.

  4. Acknowledgement of Risk Portfolio Re-Classification (For Clients Investing in Products with Different Risks)

    I acknowledge that though I am aware of the results of my investment portfolio risk profile assessment, I have decided to invest instead in another investment fund or a combination of investment funds which fall outside of the recommended fund allocation ranges indicated by my investment portfolio risk profile.

  5. Investment Policy Statement

    I acknowledge that my fund allocation represents the Investment Policy of my portfolio. I have carefully read and understood the investment objective(s) of my selected fund(s) as well as the risk(s) that it(they) bear(s).

  6. Acknowledgement of Variability of Variable Life Insurance Plan

    I acknowledge that I have applied with AXA Philippines for a variable Life Policy, and have reviewed the illustration(s) that shows how a variable life insurance policy performs using AXA Philippines’ assumptions and based on Insurance Commission’s guidelines on interest rates.

    I understand that since the fund performance may vary, the values of my units are not guaranteed and will depend on the actual performance at that given period and that the value of my Policy could be less than the capital invested. The unit values of my Variable Life Insurance are periodically published.

    I understand that the investment risks under the Policy are to be borne solely by me, as the policyholder.

  7. Policy Transparency Declaration

    I Acknowledge that the product has been discussed with and thoroughly explained to me. I understand that:

    • I am buying a Variable Life Policy;
    • I understand that the proposal was generated on a Guaranteed Issue Basis and the conditions applicable to policies issued on a Guaranteed Issue Basis has been thoroughly discussed with me.
    • The principal and earnings are not guaranteed and the unit price may go up or down depending on the performance of the separate funds;
    • The funds will be invested in Equities and/or Bonds or a combination thereof, and will be subject to changes in market conditions;
    • The available funds and the risks that they bear have been thoroughly discussed with me, and I have made my Fund Allocation decision based on my own judgement and tolerance for these risks; and
    • This product is appropriate for a long-term investment horizon.
  8. Data Privacy

    Any of my personal information collected or held by AXA Philippines (whether contained in the application or otherwise), may be used in connection with matching for whatever purpose with such other personal information and/or may be used, stored, disclosed, transferred (whether within or outside the Philippines) to such persons as AXA Philippines may consider necessary, including but not limited to nay of its affiliated or related companies, or any individuals/organizations/corporations/entities associated with AXA Philippines:

    • To process and deal with my application/policy;
    • To provide all services related to my policy, to promote other products/services by AXA Philippines and its affiliated or related companies/entities, and to process my information for product development and for marketing purposes;
    • To communicate with me for any purpose and/or to comply with the laws of any application jurisdiction.

    I understand that AXA shall use my/our personal information to evaluate and assess my application and need to life insurance and investments, to service any of my policies and needs including the evaluation of any future claims and for communication of their marketing and commercial campaigns. I also authorize AXA to disclose to any person or entities providing services on AXA’s behalf consistent with the purpose for which the information was obtained.

    I understand that I have the right to access my personal information at any time; correct or rectify any information collected or held by AXA Philippines which are inaccurate, false, or incomplete; object in case of any unauthorized collection; erase or block information which is incomplete, outdated and false; and such other rights as may be available under the Data Privacy Act.

Disclosure of Conflict of Interest
The company adopts a Conflict of Interest Policy and undertakes to disclose any material information which gives rise to actual or potential conflict of interest to our customers. Company likewise takes all reasonable steps to ensure fair dealings with our customers.
General Disclaimer

All information and opinions provided are of a general nature and for information purposes only. The information and any opinions herein are based upon sources believed to be reliable. AXA Philippines, its officers and directors make no representation or warranty, expressed or implied, with respect to correctness, completeness of the information and opinions in this document. Investment or participation in the Fund(s) is subject to risk and possible loss of principal. Please carefully read the policy and endorsement and consider the investment objectives, risks, charges and expense before investing. You should seek professional advice from your financial, tax, accounting or legal consultant before making an investment. Past performance is not indicative of future performance.

Get started on achieving your goals with Goal Getter, a savings and insurance plan-in-one that lets you grow your money by investing them in your choice of investment funds.

As a single-pay variable life insurance product, part of your total payments are placed in low to high growth potential investment funds.

Benefit Illustration

To have a clearer demonstration of your fund’s year on year growth potential, refer to the graph below. You may also view your potential benefits, based on a specific annual rate of return. Choose from either 4%, 8% and 10%.

  • Living Benefit is the value of your investment in your chosen fund. This is commonly known as Account Value.

  • Death Benefit is the amount of money your beneficiaries will receive in case of your death.

The graph above helps you visualize how your money can grow over time and assumes that no partial withdrawals were made. The rates of return shown above, which are approved by the Insurance Commission, are for illustration purposes only and do not guarantee future performance. The actual return may differ. You can check the actual historical performance of AXA’s funds here.

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