TERMS AND CONDITIONS

PLEASE READ CAREFULLY THE FOLLOWING TERMS AND CONDITIONS OF USE, WHICH APPLY TO ALL USERS OF THIS APPLICATION. BY USING THIS APPLICATION, YOU AGREE TO ABIDE BY AND BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS APPLICATION, OR ANY PAGES THEREOF.

This AXA Philippines Mobile Application is an information and transactional application intended for AXA customers The information contained on the application is given strictly for informative purposes and does not entail any legal commitment or contractual agreement on the part of AXA Philippines, which also reserves the right to modify its characteristics.

ACCESS AND USE

Access to the application is free. Costs of access to and use of the telecommunication network are to be paid by you, the Internet user, in accordance with the terms stipulated by your service provider and telecom operator. AXA Philippines grants you a limited license to access the application and use the services in accordance with these Terms and Conditions, as well as the instructions and guidelines posted on the application. AXA PHILIPPINES reserves the rights to terminate your license to use the application and services at any time and for any reason, or in the future, charge for commercial usage. Unauthorized use of this application and systems including but not limited to spamming, spam related activities, or disassemble, decompile, copy, modify or reverse engineer any of the software therein, or allow anyone else to do so, unauthorized entry into AXA Philippine's systems, misuse of passwords, or misuse of any information posted on a application is strictly prohibited. You agree not to collect, use or harvest any personally identifiable information from this application. You also agree not to copy any text, image, code or other content from this application without AXA Philippines explicit permission for it. This application is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

HYPERTEXT LINKS

The creation of hypertext links to the application is subject to the explicit prior approval of the sites administrator. AXA Philippines may not, under any circumstances, be held responsible for the hypertext links made to other sites from this application. Bear in mind that delays, omissions or inaccuracies are likely to occur because of the electronic transmission system.

LINKS

The application may contain links to sites controlled or offered by third parties and not by AXA Philippines. AXA Philippines shall not be liable for any information, materials, products or services posted or offered at any of these third-party sites linked to this application. By participating in any promotion sponsored, endorsed or administered by third parties, you agree to a complete release of AXA Philippines from any claims or liabilities.

INTELLECTUAL PROPERTY

This application must be seen as an inseparable whole. Complete or partial reproduction or representation of the pages, the data and any other element constituting the application, by any process and on any support, is prohibited and constitutes, without the publisher's permission, an infringement of copyright. The brand names and/or logos featured on the application are owned or acquired under license contract by AXA.

TECHNICAL INFORMATION

Bear in mind that the confidentiality of correspondence is not guaranteed outside the computer network of AXA Philippines. It is up to each user in particular to take all appropriate steps to protect his own data and/or software against contamination by any viruses circulating on the Internet/web.

COOKIES

Users of the application are informed that when they access this application, information may be temporarily stored in memory or on their hard disk, which is known as “cookies”, in order to optimise and customise navigation on the application. It is possible for any user to configure the preferences of his browser to refuse cookies. In this case, certain functions of the application may not be accessible.

ABSENCE OF GUARANTEE

AXA Philippines endeavors to keep this application up to date. However, AXA Philippines does NOT guarantee the accuracy, adequacy, correctness, completeness or quality of any information or material presented on this application and expressly disclaims any liability for errors or omissions in the information or material. AXA Philippines does not provide any warranty of any kind, implied, expressed or statutory including but not limited to warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus.

LIMITATION OF LIABILITY

AXA Philippines, as well as any of its directors, officers, employees and/or representatives, shall in no case be held responsible for any direct or indirect damage, loss, or injury, serious or otherwise, resulting from a visit to or use of this application or linked sites, or the use of or reliance on any information or material of the application, or the inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, or associated with the application or visit to the application or linked sites, including without limitation special, incidental or consequential damages, losses or expenses.

SEVERABILITY

Should any provision of these Terms and Conditions be or subsequently become invalid, illegal or unenforceable, these Terms and Conditions shall be deemed amended to delete therefrom the provision adjudicated invalid, illegal or unenforceable and the validity of the remaining provisions of these Terms and Conditions shall not be affected thereby. However, to the extent possible, any provision adjudicated invalid, illegal or unenforceable shall be replaced with a provision which most closely provides the intended result of the deleted provision.

CHANGES

AXA Philippines reserves the right to add to, modify or remove any of the provisions at any time.