As you become more financially independent, you will find yourself more capable and confident to further invest in your future. But it’s not enough to simply invest—it should also be simple and easy to manage. This is exactly what makes global investing an ideal option.
Venturing into global investments lets you invest your hard-earned money in both local and foreign companies. Having access to additional markets outside your home country maximizes the potential growth of your savings over time and limits your risk exposure.
Investing globally also takes you a step closer to building your savings and funding your future milestones—whether it’s buying your dream car or preparing for retirement. It’s a smart financial move, more so if you’re already settled with your job and you’re earning more. While this form of investing could be daunting, the good news is you can readily start your global investing journey with various products available in the market today.
The power of flexibility
AXA Peso-Denominated Dollar Funds allows you to access international funds using your AXA insurance peso policy. This means you don't need to create a separate dollar account to grow your investments. You can seamlessly move from local to global markets and have control over where you want to invest in next. You can choose between the Global Dynamic Allocation Funds (GDAF) Peso and the Global Advantage Fund (GAF) Peso. Both are expertly managed to optimize the growth potential of your investments. GDAF invests in Asian, American, and European markets. Meanwhile, GAF Peso allows you to ride on the momentum of well-established tech companies like Apple, Microsoft, Amazon, and Facebook's parent company Meta.
On top of having global investments, you also get to have insurance protection under the same plan. Insurance plans like AXA Asset Master and MyLifeChoice enable you to invest in Peso-Denominated Dollar Funds for an added level of flexibility.
Keep in mind, though, that a fund's returns are dependent on both the fund's its performance and the currency exchange rate.
Because of this, it's normal to occasionally experience gains or losses due to fluctuations in the underlying fund prices and in foreign exchange rates.
When it comes to investing, diversifying your portfolio can help boost your potential returns in the long term. Distributing your investments in local and foreign markets allows you to make more informed investment decisions to help protect your funds. An economic downturn in another country, for instance, won’t necessarily affect your other investments.
Know you can game plan your way to protect your hard-earned money. Talk to an AXA Philippines financial advisor today to learn more about our products.