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Calculate your retirement fund's growth

How much are you willing to save every month?

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By investing {[{ qqt.formatCurrency(qqt.form.payAmountMonthly) }]}, your portfolio can grow to
{[{ qqt.formatCurrency(qqt.results.accountValue) }]}
in {[{ qqt.form.yearsToPay }]}
In case if your sudden demise, your family will receive at least   {[{ qqt.formatCurrency(qqt.results.minimumSumInsured) }]} or your actual Account Value, whichever is higher.

Note. This assumes that your fund will grow at 8% return annually, with no withdrawals. The actual return may differ based on market performance.

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    CONSULT AN ADVISOR

    What you need to know about Retire Smart?

    Retire Smart is a regular-pay, investment-linked insurance plan that helps strategically build a future fund you can use when you retire.

    Regular Pay Product

    A savings approach to gradually build your future retirement fund with payment schemes that are easy on the pocket.

    Investment-Linked

    A portion of your premium is allocated to funds designed to grow your investment.

    Life Insurance Coverage

    A lump-sum cash benefit is provided to your family in case of your untimely demise.

    Build towards your goal

    Retire Smart comes with four target date funds. Simply choose the fund closest to your retirement.

    2030

    2035

    2040

    2045



    AXA's professional fund managers maximize your money’s growth potential at the onset, then transitions towards less volatile investments to protect your money as your retirement approaches.

    Enjoy guaranteed protection

    Choose if you want to prioritize life protection or investment growth by adjusting the life insurance coverage of your plan from 5-25x of your annual premium. In addition, you have the option to attach to your Retire Smart plan a Waiver of Premium rider to secure your retirement fund regardless of uncertainties. With this, there is no need to pay future premiums in case you become Totally and Permanently Disabled before the age of 60.

    Maximize your protection

    For a nominal amount, enhance your plan with supplementary protection coverage in case of uncertainties to avoid adding financial stress to your family.

    Critical Conditions Rider

    Provides additional cash benefit if you are diagnosed with any of the 57 covered Major Critical Conditions. It pays you a fixed amount when you are diagnosed with any of the covered major illness including cancer, stroke, heart attack and dengue.

    Care Rider

    Pays a fixed allowance for each day of hospitalization. It guarantees daily cash benefits to help you address potential loss of earnings or other expenses resulting from your hospital confinement.

    Secure Rider

    Pays you a cash benefit for injuries sustained in an accident. It gives you additional cash benefits if death is the result of an accident or if the accident resulted to dismemberment, disablement and/or major burns.

    Protector Rider

    Gives you additional life insurance coverage. It gives additional insurance coverage upon death. Coverage period may be 1, 5, or 10 years.