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Oct 10, 2024
Emma by AXA PH Holiday Season November Offer FAQs

What is this offer all about?​Emma is giving away ₱2,000 worth of Giftaway e-vouchers to five (5) lucky customers who will download and register to Emma by AXA web or mobile app from November 16 to December 15, 2024.How long is the offer period?​​This offer will run from November 16 to December 15, 2024, for all active AXA policyholders who will download and register to Emma by AXA PH.Who are eligible to join?​​​Customers who have an existing or newly activated life or general insurance policy without an Emma by AXA PH account yet, during the offer period. How can I qualify? ​​Simply download and register to Emma by AXA PH from from November 16 to December 15, 2024, using the active email address on your AXA policy application and your mobile number. If you need to update your email address and qualify as an existing policyholder, please reach out through the following channels so we can assist you in updating your AXA policy contact records:AXA Branches ► View our list of branchesAXA Live Chat at https://www.axa.com.ph/contact-us AXA Customer Service Email at customer.service@axa.com.phI am an existing customer, and I have downloaded Emma by AXA PH. Am I still qualified? ​The offer is exclusively available for customers who have newly downloaded and registered to Emma by AXA PH during the raffle period. Keep using Emma by AXA PH for your policy-related transactions and stay tuned for upcoming announcements!​ How do I know if I won? ​ We will send you an SMS or email notification via Giftaway, confirming that you've won. This also includes your e-vouchers. Please ensure that your mobile number and email address in Emma by AXA PH are updated and active since we will send the vouchers to your registered contact information.Raffle draw winners will be announced on or before December 31, 2024​.How do I redeem my vouchers?​Should you be one of the lucky winners, you will receive a confirmation SMS or email from us via Giftaway with details on how to redeem your vouchers. ​Where can I find more details about this and other similar offers?​You may connect and reach out to us through any of the channels below: AXA Branches ► View our list of branchesAXA Live Chat at https://www.axa.com.ph/contact-us AXA Customer Service Email at customer.service@axa.com.ph 

Oct 10, 2024
Emma by AXA PH Holiday Season October Offer FAQs

What is this offer all about?​Emma is giving away ₱2,000 worth of Giftaway e-vouchers to five (5) lucky customers who will download and register to Emma by AXA web or mobile app from October 16 to November. 16, 2024​.How long is the offer period?​​This offer will run from October 16 to November. 16, 2024, for all active AXA policyholders who will download and register to Emma by AXA PH.Who are eligible to join?​​​Customers who have an existing or newly activated life or general insurance policy without an Emma by AXA PH account yet, during the offer period. How can I qualify? ​​Simply download and register to Emma by AXA PH from from October 16 to November. 16, 2024, using the active email address on your AXA policy application and your mobile number. If you need to update your email address and qualify as an existing policyholder, please reach out through the following channels so we can assist you in updating your AXA policy contact records:AXA Branches ► View our list of branchesAXA Live Chat at https://www.axa.com.ph/contact-us AXA Customer Service Email at customer.service@axa.com.phI am an existing customer, and I have downloaded Emma by AXA PH. Am I still qualified? ​The offer is exclusively available for customers who have newly downloaded and registered to Emma by AXA PH during the raffle period. Keep using Emma by AXA PH for your policy-related transactions and stay tuned for upcoming announcements!​ How do I know if I won? ​ We will send you an SMS or email notification via Giftaway, confirming that you've won. This also includes your e-vouchers. Please ensure that your mobile number and email address in Emma by AXA PH are updated and active since we will send the vouchers to your registered contact information.Raffle draw winners will be announced on or before November 30, 2024​.How do I redeem my vouchers?​Should you be one of the lucky winners, you will receive a confirmation SMS or email from us via Giftaway with details on how to redeem your vouchers. ​Where can I find more details about this and other similar offers?​You may connect and reach out to us through any of the channels below: AXA Branches ► View our list of branchesAXA Live Chat at https://www.axa.com.ph/contact-us AXA Customer Service Email at customer.service@axa.com.ph 

Sep 9, 2024
Emma by AXA PH Kickstart the Holiday Season Offer FAQs

What is this offer all about?​Emma is giving away ₱2,000 worth of Giftaway e-vouchers to five (5) lucky customers who will download and register to Emma by AXA web or mobile app from Sept. 16 to Oct. 15, 2024​.How long is the offer period?​​This offer will run from Sept. 16 to Oct. 15, 2024, for all active AXA policyholders who will download and register to Emma by AXA PH.Who are eligible to join?​​​Customers who have an existing or newly activated life or general insurance policy without an Emma by AXA PH account yet, during the offer period. How can I qualify? ​​Simply download and register to Emma by AXA PH from Sept. 16 to Oct. 15, 2024, using the active email address on your AXA policy application and your mobile number. If you need to update your email address and qualify as an existing policyholder, please reach out through the following channels so we can assist you in updating your AXA policy contact records:AXA Branches ► View our list of branchesAXA Live Chat at https://www.axa.com.ph/contact-us AXA Customer Service Email at customer.service@axa.com.phI am an existing customer, and I have downloaded Emma by AXA PH. Am I still qualified? ​The offer is exclusively available for customers who have newly downloaded and registered to Emma by AXA PH during the raffle period. Keep using Emma by AXA PH for your policy-related transactions and stay tuned for upcoming announcements!​ How do I know if I won? ​ We will send you an SMS or email notification via Giftaway, confirming that you've won. This also includes your e-vouchers. Please ensure that your mobile number and email address in Emma by AXA PH are updated and active since we will send the vouchers to your registered contact information.Raffle draw winners will be announced on or before Oct. 31, 2024​.How do I redeem my vouchers?​Should you be one of the lucky winners, you will receive a confirmation SMS or email from us via Giftaway with details on how to redeem your vouchers. ​Where can I find more details about this and other similar offers?​You may connect and reach out to us through any of the channels below: AXA Branches ► View our list of branchesAXA Live Chat at https://www.axa.com.ph/contact-us AXA Customer Service Email at customer.service@axa.com.ph 

Jun 30, 2024
AXA Profile Refresh Promo!

How do I qualify for the AXA Profile Refresh: Contact Info Update campaign? You must have an active AXA General Insurance policy (motor, property, PA, CARI, bonds, engineering, marine). How do I join the raffle? Prepare your GI Policy number and call the Contact Center Hotline:(+632) 8 581-5292(+63) 917 170-9292 (Globe)(+63) 919 056-5292 (Smart)customer.service@axa.com.phOperating Hours: 8:00 AM - 6:00 PM, Monday – Friday (except holidays).You can also visit an AXA Branch near you or call your financial advisor for updating. Update your information (full name, policy number, contact number, email address, mailing address, birthdate, gender, and marital status) to our AXA Representative• There will be a short interview to validate your updated information. Afterwards, you will be declared qualified for the raffle.  • You are entitled to one raffle entry only even if you have more than one AXA General Insurance policy and/or update multiple times through multiple channels. How will I know if I won the raffle? • You will be notified via email and SMS with AXA PH as the official sender• Congratulatory message and e-gift code will not be coming from any unknown mobile number. Please be wary of this to avoid potential scams. The prizes are up for grabs and the winners of the raffle draw will be determine as follows:1 winner of 10,000 worth of GCash credits3 winners of 5,000 worth of GCash credits6 winners of 2,500 worth of GCash credits*AXA Philippines reserves the right to amend the terms and conditions without prior notice. All matters and disputes will be subject to the final decision of AXA Philippines’ management.  

Oct 18, 2022
How Honda SENSING and AXA make your everyday ride safer

Today's vehicles are safer and more enjoyable to drive, thanks to innovations like the invention of the safety glass, three-point seatbelt, airbag, automatic emergency braking, and parking sensors. Yet, driving can still be dangerous, especially in crowded cities. In Metro Manila, for example, the Metro Manila Accident Reporting and Analysis System recorded 65,032 accidents with 337 deaths in one year. That’s a staggering 178 accidents happening daily.That's why companies like Honda and AXA constantly develop products and features that keep people and roads much safer. If you're in the market for a new car that puts safety first, you'll be in for a treat with what Honda and AXA have in store for you.Honda SENSING: an evolution in car safetyHonda has long been committed to its vision of "Safety for Everyone" where roads are safe for drivers, passengers, and pedestrians alike.As early as 2015, Honda Cars Philippines, Inc. signaled a new era of car safety when it debuted the Honda Legend with Honda SENSING technology, followed by the 3rd generation Honda Pilot the year after.Honda SENSING is the car manufacturer's driver-assistive system currently available in the 11th generation All-New Civic, CR-V, Accord, and the new Civic Type R. It makes driving safer and more comfortable with its cameras and sensors that detect vehicles, pedestrians, and obstacles on the road.What to expect from your Honda SENSING-equipped vehicleGet into one of Honda's SENSING-equipped vehicles and you might not notice anything out of the ordinary. After all, the comfort, style, and spaciousness you expect from a Honda remain. The magic happens when you actually drive it.Imagine driving on a busy road filled with vehicles, cyclists, and pedestrians. Your Honda SENSING-equipped vehicle will keep you and everyone around you safe with its Collision Mitigation Braking System (CMBS). It provides visual and audio warnings when it detects a potential collision with a car or pedestrian. If there's an increased risk of collision, CMBS will apply a mild brake or a stronger one to avoid impact or limit damage. CMBS also constantly detects the size, location, and speed of an oncoming object such as a pedestrian or cyclist, so it can stop or slow down the car as needed.  Going on a road trip? Honda SENSING makes traveling extra safe. Its Adaptive Cruise Control (ACC) with Low-Speed Follow (LSF) handles your car's braking and acceleration while you're driving. It checks your distance from the car ahead of you and its speed, and then slows down or speeds up as necessary.That's not all. Honda SENSING's Lane Keeping Assist System (LKAS), Road Departure Mitigation System with Lane Departure Warning (RDM with LDW), and Auto High-Beam (AHB) all put you on the right track throughout your journey, day or night. Of course, you can't forget your car's most important safety feature: you. That's why it's important to always keep your eyes on the road and your hands on the wheel. Long drives can be exhausting too, so make sure you take regular breaks or have someone else take the wheel.Double your protection with AXA Car InsuranceWant extra peace of mind when you're on the road? AXA is a Honda insurance partner that doubles your protection with its comprehensive car insurance. Getting AXA Car Insurance lets you enjoy benefits that go beyond the basics like coverage for theft, bodily injury, and medical expenses for injuries caused by a car accident.AXA revs up your car insurance with access to VIP services and Rescue Line where you can experience easy claims processing through the Emma by AXA mobile app.Rescue Line gives you access to an optional 24/7 Roadside Assistance benefit. It covers vehicle-related services like emergency towing and minor roadside repairs, as well as lifestyle services such as hotel referrals and reservations.Need to file a claim? It only takes three steps with AXA. First, take clear photos of any damage to your vehicle and required documents like your certificate of registration and driver's license. Next, upload the photos using the Emma by AXA app. Finally, wait for an update within 48 hours.Also, there's AXA Motor Club's suite of elite services for your needs on and off the road. Becoming an AXA Motor Club member lets you avail of exclusive services like a dedicated 24/7 concierge for services such as Roadside Assistance and LTO Registration Assistance.Find out how you can double your protection todayEnjoy preferential rates when you purchase your Honda SENSING-equipped vehicle with AXA Car Insurance at any of Honda's 37 showrooms nationwide.Learn more about AXA's Comprehensive Car Insurance in our next article. You may also visit your nearest AXA Business Center or call (+632) 8 581-5292 (available from 8:00 AM – 8:00 PM, Monday – Friday) for more information.

Oct 18, 2022
How you can double your protection on the road with AXA's comprehensive car insurance

AXA Philippines, one of the country’s leading insurance brands, has partnered with Honda Cars Philippines, Inc. to take road safety to the next level. Honda recently launched its latest line of SENSING-equipped vehicles. Honda SENSING is the company's driver-assistive technology that keeps drivers, passengers, and pedestrians safe at all times with revolutionary features like Collision Mitigation Braking System, Adaptive Cruise Control with Low-Speed Follow, and Lane Keeping Assist System.The technology is currently available in the 11th generation All-New Civic, CR-V, Accord, and the new Civic Type R, which gives car buyers unparalleled comfort and safety wherever they go. If you are planning on purchasing one of these vehicles, you may also want to consider pairing it with AXA's comprehensive car insurance to double your safety.Protection beyond the basicsAXA goes beyond the basics when it comes to car insurance. Aside from giving you peace of mind when you drive, it also makes getting insured and making claims quick and convenient through Emma by AXA.Purchasing a Honda SENSING-equipped vehicle together with AXA comprehensive car insurance doubles your protection with coverage for the following:·         Own damage·         Theft·         Bodily injury, and·         Property damage·         Acts of Nature (AON)You may also opt to get additional coverage for unnamed passengers in the event of an accident.On top of the said features, you also get to enjoy these benefits:·         Access to Rescue Line. Rescue Line is AXA's 24/7 emergency services feature which you can access for free when you install the Emma by AXA app on your smartphone. In case you request emergency assistance, your nominated contacts will also be notified immediately.Rescue Line can also help you request ambulance services as well as fire and police assistance. These are free to access on your first membership year and come with corresponding minimum fees only. ·         Claims in 3 steps. File and make a claim on your smartphone anytime, anywhere. In case you get into an accident, just take clear photos of any damage to your vehicle and the required documents (e.g., certificate of registration and driver's license). Then, upload these photos via the Emma by AXA app and an AXA representative will contact you within 24 hours.·         VIP services. You can be a member of the AXA Motor Club when you avail of AXA's comprehensive car insurance*. As an AXA Motor Club member, get exclusive access to the following:o   24/7 roadside assistance. Get assistance in case you need to have your vehicle unlocked, your battery boosted, your tires changed, and more.o   LTO registration assistance. No time to register your car? Have it done without the hassle**.o   AXA Motor Club Elite Membership. If your insured vehicle's Fair Market Value is at least P1.5 million***, you'll automatically become an AXA Motor Club Elite member. As an Elite member, you get access to AXA's 24/7 dedicated concierge hotline, end-to-end handling of your claims transaction, a birthday treat from AXA, and a P200 Grab Car voucher in case you’ll need an alternative ride due to an accident.So, if you’re already thinking of getting a Honda SENSING-equipped vehicle, know that you can double your protection with AXA's comprehensive car insurance. *Subject to fulfillment of membership criteria.**Subject to a minimum fee. Applicable for policyholders within Metro Manila only.***Must be under one assured name.Double your protection with AXA and Honda SENSING todayToday’s driving technologies make roads much safer, thanks to innovations of car manufacturers like Honda. To help ensure your peace of mind while you drive, add another layer of protection with AXA's comprehensive car insurance. Learn more by visiting your nearest AXA Business Center or calling (+632) 8 581-5292 (available from 8:00 AM – 8:00 PM, Monday – Friday).

Oct 11, 2022
Sow, Grow, Reap: Easy Money Habits for Business Success

Do you see yourself owning and managing your nail and hair salon someday? Or are you aspiring to be the full-time boss of your flower shop or ice cream store? If you’re over the moon with the idea of doing something you genuinely love while earning money, maybe it’s your calling to become a businesswoman. Although there are a lot of factors to consider in starting your own business, practicing simple financial habits every day can be a great start. Here's how you can save up for your capital to turn your dream business into reality.Live within your meansSpend only what you have and avoid buying things that will exceed your budget. You just need your good old willpower to buy items that you need and discern on the items that you want, even if they are at a discount. By controlling your finances, you can save more for your business fund. Set a budget and track your expensesSee where your money goes using a budget tracker app or an Excel file. This will help you better examine how much you spend on essentials and how much goes into other items. From there, you’ll know where to cut back or ease up on your spending. This would also be a great tool to use to monitor your finances once you start your business.Set your financial mantraCreate your personal mantra on handling finances, and then use it as a reminder to guide your spending habits. It can be as loose as “I'll only shop online if shipping is free and if I really need that item,” or as strict as “I can only eat out once I’ve paid my credit card bill in full.” Starting this habit can help you set boundaries and break your bad money practices that might affect your business someday.Make a listIf you’re an impulsive buyer, it’s best to list down the things you need before you shop. Also, to avoid buyer’s remorse, you can try doing these things: survey your options, conduct research, and time your purchase with deals and discounts. You can apply this tip as well to ensure proper budget allocation for your future business.Have a financial planning guideWhen it comes to prioritizing your financial goals, it is best to refer to the financial planning pyramid as your guide. This will help you focus on achieving financial security while you build your business with ease.Invest your moneySet aside some funds and invest your money so it can grow over time. Keep yourself informed about economic and market trends that may affect your investments. Consider getting an all-around insurance plan with an investment feature like AXA’s MyLifeChoice. With this you are not only financially protecting the future of your loved ones, you’re also expanding your portfolio to finance your business funds.Practicing these good money habits consistently is a good foundation to mold and shape you as a future entrepreneur. It will entail a lot of discipline and hard work, but you’ll be surprised at how these small steps can help you achieve your business goals sooner rather than later.Kick start your entrepreneurial journey with AXA, your financial partner for life. With its savings and investment plans like MyLifeChoice, you can be more confident in starting your dream business.Know you can game plan your way to opening your first business while getting financial protection! Contact an AXA financial advisor today for more information.

Aug 4, 2022
It's the rainy season! Watch out for these diseases

Rainy season in the Philippines typically starts in June and ends in November. The country sees plenty of rain, ranging from 965 to 4064 millimeters annually7. The rainy season doesn’t just bring cooler temperatures – it also brings rainy day diseases.  Sudden changes in temperature and weather can sometimes cause us to get sick. In addition, insects that can spread diseases also behave differently during the rainy season. Part of protecting your wellbeing is knowing about the different diseases that become more rampant, and how to prevent them. Common diseases during the rainy season and how to avoid them:Dengue Dengue in the Philippines is very common. It is a fast-spreading viral infection that is transmitted by a mosquito bite. This disease can cause fever and flu-like symptoms. It may also develop into a more severe form, called dengue hemorrhagic fever, which may be life-threatening.Part of avoiding dengue is preventing mosquito bites. Mosquitoes breed in stagnant water, making it important to dispose of objects that may hold water such as unused pots or tires. Domestic water storage containers should also be covered, emptied, and cleaned on a regular basis. It also helps to stay indoors, keeping your windows and doors screened, and using mosquito repellent. Leptospirosis Leptospirosis is a bacterial infection that can affect both animals and humans. Left unattended, it can lead to meningitis, liver failure, respiratory problems, and even death. Humans can contract this illness when they have open wounds or scrapes that become exposed to the urine of infected animals, such as rats. To avoid leptospirosis, it helps to avoid wading in flood water. At home, rats may be controlled by using traps or poison. Malaria Malaria is a disease caused by parasites that infect people through the bites of infected mosquitoes. People with malaria often experience fever and diarrhea. The Department of Health recommends that people take anti-malaria medication before going to areas where malaria is endemic, such as Palawan, Mindoro, and Sulu.  Avoiding mosquito bites can be done by wearing long sleeved clothes, using mosquito nets, and insect repellants4.  Colds and flu Certain viruses are more active during the rainy season. These include viruses that cause the common cold and the flu*. While catching the cold or flu is not necessarily dangerous, extra care should still be taken as this can sometimes lead to more serious complications. How to stay healthy during the rainy seasonThe rainy season might mean an escape from the scorching heat, but it also means more exposure to illnesses. Here are some tips to get you through these rainy days.  Load up on vitamin CVitamin C is great for boosting your immune system to help you fight those pesky diseases.  Wear proper rain gearWhen you’re going out and about during the rainy season, make sure you have an umbrella just in case. During heavy rain and floods, do not wade barefoot in flooded waters, and make sure to wear boots and a raincoat so that you decrease your chances of infection and getting sick.  Keep a healthy lifestyleGetting proper rest and eating a balanced diet with plenty of fruits and vegetables can go help boost your immunity. The rainy season in the Philippines might get a little tricky to navigate, but you can get through it with a little preparation and a little more care. AXA’s range of health and protection products are here to support your wellbeing so you are empowered to keep protecting what matters most. Find out more by visiting AXA’s health products page by clicking here or reaching out to an AXA financial partner.

Mar 29, 2022
What vitamins do pregnant women need to take?

Folic acid is among the recommended vitamins for pregnant women in the PhilippinesA pregnant woman is responsible for two lives—hers and her unborn child’s. Anything that she consumes directly affects the baby’s growth and development inside the womb. This is why expecting moms are usually prescribed prenatal vitamins and supplements alongside a healthy, varied diet. Among the essential vitamins for pregnant women in the Philippines is folic acid. Folic acid is important for both a woman’s wellbeing, and the health of her unborn child.Folic acid is the synthetic form of folate, a B vitamin that is crucial in the production of healthy blood cells. This is vital during periods of rapid growth and development, which is what the fetus is going through inside the womb. It also helps form the infant’s neural tube, which will grow into the baby’s brain and spinal column. However, research suggests that there is a high number of Filipino women who need more folate in their diets to carry out healthy pregnancies. A 2020 study found that two in ten women in the study had insufficient folate needed to prevent neural tube defects.A lack of folic acid has been connected to birth defects in the brain (anencephaly) and spine (spina bifida). Folic acid isn’t just for expecting womenHowever, folic acid isn’t just for pregnant women or those who want to have children – it also plays a key role in breaking down homocysteine, an amino acid that is harmful to the body in high amounts. Some studies also suggest that there is a strong connection between high homocysteine levels and Alzheimer’s disease and dementia. Folic acid supplementation can also reduce the risk of heart disease and stroke. If paired with iron, folic acid can help in the prevention of anemia. Women of reproductive age are recommended to take at least 400 micrograms (mcg) of folic acid every day, and to eat foods that naturally contain folate. Good sources of this are: ●     Eggs●     Seafood●     Whole grains●     Fresh fruits & fresh fruit juices●     Beans & peanuts●     Dark green leafy vegetables (broccoli, Brussels sprouts, asparagus, romaine lettuce, spinach) It’s a good idea to check the package labels of foods like rice, bread, pasta, cereal, and other grain products if they are enriched with folate. Making sure you have the right nutrition is essential to having a healthy pregnancy. Partners of expecting moms can help by making sure that they get the healthy food they need, as well as regularly take their folic acid supplements.Always remember to check with your doctor before trying new supplements, especially when pregnant.1. NHS. “Vitamins, supplements and nutrition in pregnancy.” Published (n.d.) on https://www.nhs.uk/pregnancy/keeping-well/vitamins-supplements-and-nutrition/. Accessed 26 February 2022.2. Bernardo, A., et. al., “Prevalence and factors associated with folate deficiency among Filipino women of child-bearing age”. Mal J Nutr 26(2): 229-243, 2020. Published at https://nutriweb.org.my/mjn/publication/26-2/Vol%2026(2)%208.%20mjn.2019.0075%20Bernardo%20(online%20first).pdf. Accessed March 7, 2022

Apr 11, 2021
New PRN for general insurance policyholders FAQs

New Payment Reference Number (PRN) for general insurance policyholders Frequently asked questions1.       What is a Payment Reference Number or PRN?The PRN is a unique reference number associated to a given general insurance (GI) policy (Smart Traveller, Comprehensive Car Insurance, Home Security, etc.). The PRN, alongside the policy number, may be used for premium payment transactions through bills payment facilities.2.       How do I use my new PRN?PRN is required for payments made to AXA-Charter Ping An through the bills payment facility (over the counter, online and mobile) of PSBank and Metrobank effective April 13, 2021. The PRN should be indicated on the payment slip when paying over the counter or as reference number when paying through PSBank’s and Metrobank’s online or mobile banking. 3.       What are the benefits of using my new PRN?a.       Convenience - You now only need to track one payment reference number per policy for all future renewals or endorsement transactions.b.       Faster transaction processing - Using the new PRN will allow AXA to better track your transactions and provide quick updates on issuance of your policy and official receipt. 4.       Where will I get a new PRN for my general insurance policy/ies?You will receive your PRN through the following: (1) Via email or(2) Through your AXA financial partner whenever you initiate any policy-related transaction with AXA-Charter Ping An requiring premium payment.5.       Can I use my new PRN when paying through other AXA-Charter Ping An Insurance payment partners?For now, the new PRN can be used in PSBank’s and Metrobank’s bills payment facilities only.  Watch out for future announcements as we roll out the new PRN with our other payment partners.6.       What should I do in case I forget my new PRN?Please don’t hesitate to get in touch with your AXA Financial Partner. We are also available for immediate assistance via Live Chat at https://www.axa.com.ph/contact-us.7.       What should I do if I run into any payment issue even when using the correct PRN?Please describe the issue (including the time it was encountered) to your Financial Partner or to our customer service representative via Live Chat at https://www.axa.com.ph/contact-us so we can properly diagnose the issue and provide you with the next steps.8.       Can I still use my policy number when paying if I do not have a new PRN yet?Yes, you can still use your policy number.

Mar 17, 2021
Car Insurance – Emma Promo

FAQsWhat is the Emma for Car Insurance Promo?Register now in the Emma by AXA PH app and receive a Php500 Lazada Gift Card! Promo runs from March 1 to April 30, 2021.Who are eligible to join the promo?Existing AXA Philippines motor insurance policyholders who renewed their motor insurance policy within the promo period for at least one more policy year (2021-2022) and are residing in the Philippines.How do I join this promo?a. Download the Emma by AXA PH app in Android or iOS.b. Register as a General Insurance policyholder. Make sure to register your updated mobile number. This is where the SMS eVoucher will be sent.c. Submit your entry details in this link.Do these within the promo period and receive your Php500 Lazada Gift Card from us!How will I get the reward?           You will receive the Php500 Lazada Gift Card as an SMS eVoucher from AXA Philippines sent to your provided mobile number within two weeks after the promo period.How do I use my Php500 Lazada Gift Card? On Lazada Checkout, under Order Summary, enter Gift Card number in the "Enter Voucher Code" and click “Apply”. Note that the Lazada eVoucher code is for one-time use only. I have more than one AXA motor insurance policies all eligible for this promo, can I receive the promo reward for all?This promo is on a customer level. Only one Php500 Lazada Gift Card will be given to the customer regardless of the number of motor policies that he owns.I am already registered to the Emma by AXA PH app as a Life or GI policyholder, can I join this promo?Sorry, this promo is open only to eligible motor policies not yet registered to the app. I am also a Life insurance policyholder and is already registered to Emma by AXA PH. Can I join this promo?Yes, simply download and log in to Emma by AXA PH as a General Insurance customer using your Emma by AXA PH credentials*, update your mobile number in the Emma by AXA PH app and submit your entry details in the online form provided, within the promo period. *If you haven't logged in Emma by AXA PH recently, you may be asked to nominate a new password.I can’t register to Emma by AXA PH, what should I do?Please don’t hesitate to get in touch with your AXA Financial Partner. We are also available for immediate assistance via Live Chat at https://www.axa.com.ph/contact-us.What is Emma by AXA PH?The Emma by AXA PH app is your dedicated partner in your journey towards financial wellness. Conveniently file your car insurance claim, view your policy details and get 24/7 free access to emergency services with Rescue Line via the app. Learn more here. Terms and ConditionsThe AXA Philippines Emma-Motor Insurance Promo (the “Promotion / Promo”) conducted by AXA Philippines (the “Company”) will happen from March 1, 2021 to April 30, 2021 (the “Promotion Period”) and is open only to in-force AXA Philippines motor insurance policyholders who renewed their expiring motor insurance policy within the Promotion Period for one more policy year (2021-2022) and are residing in the Philippines (the “Participant”).Participants who have successfully registered to the Emma by AXA PH app as a motor insurance policyholder with valid email address and mobile number, and submitted their entry details in the online form provided, within the promo period, will receive Php500 worth of Lazada Gift Card (the “reward”) from the Company.Qualified participants who are also Life policyholders who are already registered to Emma by AXA PH will receive a reward if they download and log in to the Emma by AXA PH app using their Emma by AXA PH credentials, update their mobile number in the app and submit their entry details in the online form provided, within the promo period. The reward will be sent to the qualified participants’ mobile number submitted in the online form within two weeks after the promo period. A participant may only qualify for the promo reward once, regardless of the number of motor insurance policies in-force.All other costs and fees such as but not limited to cash out, cash transfer fees or mobile data fees that may be incurred in relation to the claiming and/or use of the prize shall be solely shouldered by the winner.All unclaimed prizes will be forfeited in favor of AXA.Selling of the prizes through different channels such as but not limited to digital market places, online and social media channels and groups, offline channels is prohibited. If found guilty or in violation, AXA Philippines reserves the right to forfeit the prize.Submission of an entry or posting of the caption constitutes acceptance of the promo rules and a waiver of any and all claims against AXA Philippines related to the promo. By participating, each participant agrees to release and hold free and harmless AXA Philippines, its officers, directors, agents, subsidiaries, from any and all claims, demands, or causes of action of any nature that may arise out of the participation in the promo.AXA Philippines reserves the right to reject entries deemed inappropriate as detailed in our Privacy Policy and promo rules.Any dispute will be subject to the final decision of AXA Philippines.Employees and distributors of AXA Philippines and Charter Ping An Insurance Corporation along with their immediate family members are disqualified from joining the promo. AXA Philippines may change the dates and/or terms of the promo without prior notice. Should the promo be extended, customers who have already received a reward will no longer be qualified for another reward.Subject to applicable laws, AXA Philippines makes no warranties, and hereby disclaims any and all warranties, express or implied, concerning the prize given in connection with this promo.  Without limiting the generality of the foregoing, the prize is provided “as is” without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose, and will not be converted to and given in cash.Participants in this promotion (if minor, his/her parent or legal guardian) agree to be bound by the rules, terms and conditions, and mechanics of the Promotion.By participating in this Promotion, the participant authorizes AXA Philippines, including its affiliates, subsidiaries, third parties contacted by AXA Philippines, to use their personal information to evaluate and assess their request.

Jan 5, 2021
COVID-19 Important Updates

We would like to share with you some important information regarding your policy in relation to the outbreak of the coronavirus disease (COVID-19). On December 31, 2019, a pneumonia of unknown cause was first detected and reported in the WHO Country Office in China. The outbreak was declared a Public Health Emergency of International Concern last 30 January 2020.IMPORTANTSmart Traveller AdvisoryPlease be guided on your next trip!Before booking that flight, ensure you have a hassle-free trip with AXA’s Smart Traveller. If you already have a policy or are considering getting one, check out these reminders:Emergency medical and evacuation expenses due to illnesses are covered, except for the following cases:undefinedundefinedundefinedTrip cancellations, postponements, curtailments, and/or alterations due to COVID-19 are not covered since this is already a known event.While restrictions are now being lifted, it pays to be on the safe side and prepare for unforeseen events that may happen during your trip.---Global Health AccessGlobal Health Access will cover treatments according to the customers’ policy coverage regardless of relation to COVID-19. GHA will not cover COVID-19 infection acquired through travel to restricted countries where a travel advisory has been released prior to date of travel.Compulsory quarantine-related medical expenses will be covered if the insured is eventually confirmed to be infected with COVID-19.For assistance in accessing a healthcare facility under GHA, contact the GHA claims support team 24/7 Hotline (+632) 8 581-5207.Care Rider and Daily Hospital Income benefit under Health ExentialsCare Rider & Health eXentials daily hospital income benefits will be paid out whether related to COVID-19 or not.Health Max, Health Exentials, Health Start, Shield Rider and Critical Conditions RiderCritical illnesses will be paid out whether related to COVID-19 or not, subject to policy contract provisions.We encourage everyone to stay safe and take necessary precautions, as prescribed by credible sources like the World Health Organization (WHO), and the Department of Health (DOH). Thank you!If you have any concerns, please don’t hesitate to get in touch with your AXA Financial Partner. We are also available for immediate assistance via Live Chat at https://www.axa.com.ph/contact-us.

Dec 21, 2020
The rundown on COVID-19: What you need to know

Dr. Erika Chua, a general practitioner in the Philippines with a license to practice in the UK, writes about essential COVID-19 facts.WHAT IS COVID-19?COVID-19 is the disease caused by a novel coronavirus, now called SARS-CoV2, that emerged late 2019 in Wuhan, China. Unfortunately, this new virus is highly contagious and can cause death in certain patient populations such as those with pre-existing medical conditions and the elderly. Common symptoms associated with the disease are fever, dry cough, and tiredness. Other symptoms are muscle or joint pains, loss of taste or smell, headache, diarrhea, conjunctivitis, a rash on skin, and shortness of breath.In early March of 2020, the SARS-CoV-2 virus had started to invade Philippine shores and the country went into lockdown. Despite this, slowly, like so many other countries, we were unable to control the spread of the virus. Aside from the obvious medical problems it can cause, it has wreaked havoc on trade and global supply chains with shortages of medical supplies such as masks and essential medicines. Many businesses, big and small, had to close shop with thousands of Filipinos losing their primary sources of income. This is just but a picture of how the world has suffered in 2020.And the world has responded. Front-liners and scientists work tirelessly every day to give patients a fighting chance. Governments have put into place guidelines and ordinances to protect their constituents while out in public. Business owners have shifted their practices and models to work in the “new normal.” And with resources being poured into scientific research on COVID-19, not only have we developed tests and medications for the disease, a vaccine for COVID-19 is in sight. This being said, people should not become lax with self-protection. It is still important to practice proper hygiene, practice social distancing and regular wearing of masks.PREVENTIVE MEASURESThe World Health Organization has released several advisories for the public to keep them safe during this time. While these steps may seem tedious, it may mean the difference between life and death. The three most important ways to prevent contracting COVID-19 are as follows, with a more detailed explanation below:1. Physical distancing2. Wearing masks3. Practicing good hand hygieneTo ensure protection for one another, there should be at least a one-meter distance between oneself and others. When indoors, it is recommended that there should be a greater distance between you and another person to reduce risk of infection when they sneeze, cough, or speak. Avoid meeting other people, especially in enclosed, crowded spaces that can involve close contact. In cases where socialization cannot be avoided, either socialize outdoors or ensure that the room has proper ventilation and that everyone is wearing masks.This brings us to the next point: wearing a mask is a must when with other people. Make sure to clean your hands before and after you wear your masks. Your mask should cover always your nose, mouth and chin. You may use fabric or medical masks but make sure that you store them properly in clean plastic bags or to dispose of them after use. When selecting a mask, avoid masks with valves as this can still potentially cause to spread the virus to other people.Hand hygiene is still the single most effective measure to prevent the spread of pathogens including that of COVID-19. Wash your hands regularly and thoroughly with soap and water or with an alcohol-based hand rub. Avoid touching your eyes, nose, and mouth. If you need to cough or sneeze, cover your mouth and nose with a clean tissue or with your bent elbow. And finally, make sure to regularly disinfect surfaces which are frequently touched such as phones and gadgets, door handles, elevator buttons and faucets.If you feel unwell or develop symptoms associated with COVID-19, it would be best to stay home and self-isolate even if your symptoms are mild. Do not delay going to the hospital if you have symptoms such as difficulty breathing, chest pain, lethargy, or loss of consciousness. Seek immediate medical attention as these symptoms can indicate a serious condition.COVID-19 TESTINGIt is important that those who develop symptoms are tested for COVID-19. This is to prevent patients from spreading the disease to others, especially with those who live in close contact to them such as their families and loved ones. People who have had close contact with a confirmed case (within six feet for a total of 15 minutes or more) should also be tested. Certain local government units may also require testing for those intending to travel soon. Currently, we have two types of tests available in the market: viral tests (antigen and RT-PCR tests) and antibody tests. An antibody test will tell you if you have had a past infection while viral tests tell you if you have a present or current infection. As for the viral tests, the two most commonly used and required in the Philippines are the rapid antigen test and the reverse transcription polymerase chain reaction, more commonly known as RT-PCR.Rapid antibody testsRapid antibody tests are used to check for the presence of antibodies in your blood versus SARS-CoV-2, the virus that causes COVID-19. Antibodies are developed by the immune system as a response to an infection by a certain pathogen. This would mean that a positive antibody test assumes that the patient had been previously been exposed and infected by the virus and has perhaps now recovered. The test, however, does not tell us if the person is infected currently as antibodies may take weeks to develop or to be detected. Additionally, these tests are not that accurate, hence patients may test positive or negative falsely. For these reasons, antibody test results should not be used to diagnose someone with an active infection.Rapid antigen testsRapid antigen tests are able to detect specific viral antigens such as proteins of a virus from a nasal swab. The presence of these antigens, meaning a positive result, suggest current or an active COVID- 19 infection. Since rapid antigen tests are relatively inexpensive and can return results in approximately 15 minutes, they are often used as point of care screening tests. However, the sensitivity of this test is lower than that of PCR. Positive results are highly accurate however the test cannot completely rule out the infection. Hence, proper interpretation of the test is essential for accurate identification of patients as well as diagnosis and management of suspected COVID-19 infections. It is best to seek consult with your physician for proper diagnosis when using antigen tests as there may be a need for a confirmatory test with RT-PCR, especially in situations where the result of the rapid antigen test is inconsistent with the clinical picture of the patient.RT-PCRRT-PCR still remains the gold standard for clinical diagnostic detection of SARS-CoV-2 as it is able to detect viral RNA or the genetic material of the virus from a nasal or throat swab. Similar to the rapid antigen test, RT-PCR only detects if the patient has a present infection. Of the three tests, RT-PCR is the most accurate and is often recommended for confirmatory testing for patients who are suspected to have the infection. RT-PCR is also usually required for international travel with the swab having been done around 48-72 hours prior to a flight. The disadvantage of this test is that it is the most expensive of the three tests and that the turnaround time is for result releasing ranges from 2 hours to days depending on the capability of the laboratory.Timing of testingThe timing of testing is also important when considering getting tested for COVID-19. If patients have their test done too early, this may yield a false negative result for both viral tests. Testing on the same date of exposure will most likely produce negative results. Health care professionals recommend testing to be done around seven days after exposure or around three to four days after onset of symptoms to get the best and most accurate results. If you have any questions or concerns about which test to get or when should testing be done, it would be best to consult your doctor or test provider to get the most accurate picture of your current state of health.Given this current health situation, Preferred Global Health’s partnership with AXA Philippines proves timely as it exclusively offers Preferred Consultation and Care (PCC) in the Philippines. PCC, a service available in AXA’s Global Health Access (GHA) product, assembles the best medical teams from the top 1% of U.S. hospitals to give expert guidance to patients.

Dec 6, 2020
Beginnings of a business: Important takeaways for budding entrepreneurs

Take your cue from the stories of today’s biggest names. With the varying quarantine restrictions brought about by the global pandemic, a lot of things have changed in the way goods and services are purchased. From brick-and-mortar stores, most businesses shifted to pickups and deliveries. This change has also allowed new small businesses to enter the scene in the past few months without shelling out too much in capital, as transactions are now mostly done online. Thinking of starting your own business? Before you jump into your venture headfirst, know that the road to success can be full of bumps. While you may not be able to avoid them entirely, you can learn from how today’s big names grew their businesses. First things first: What do you want to offer? Is there a need that your product or service can address or bridge the gap to? This is an important thing to consider, especially in today’s situation where some industries do not have the same demand as they used to pre-pandemic. Plus, with a lot of people now venturing into startups, the products or services you offer must be of great value to stand out. Apart from that, how to avail of your products or services is a main consideration, as most businesses have shifted online or operate physical stores in a limited capacity.This means that it is important to pay attention to your target market or your customers. Robin Chase, the former CEO of Zipcar, a car-sharing and car club service, shares a major mistake committed with her second company, a social, online ride-sharing business. “We spent too much money on the website and software before engaging with our first customers,” she tells Buffer. While there is merit in polishing your product or improving your service, you have to make sure that these factors do not get in the way of one of the most important relationships your business will ever have: the one with your customers. It is a smart move to reach out to your potential customers first before rolling out a new innovation.The late Henry Sy Sr., the man behind the biggest mall operator in the country, believed that success is a mix of several factors that include hard work, opportunity, and timing. Esquire Philippines’ quotes roundup included Sy’s quote on success: “Success is not just good luck: It is a combination of hard work, good credit standing, opportunity, readiness, and timing. Success will not last if you do not take care of it.” In 1958, he already envisioned that if he could sell a pair of shoes to every Filipino, he could be successful, according to an article by My Story, My SM. Seeing how the brand evolved into the retail giant that it is today, perhaps their recipe for success had most of those elements he mentioned, if not all.All the talk about success would make one think that there is no room for mistakes. However, for Jollibee Foods Corporation founder and chairman Tony Tan Caktiong, mistakes are part of the process. “If you dream big and put your dreams into action, you will inevitably make mistakes. But don’t be scared to make mistakes,” he shares in the 2013 Asia-Pacific Economic Cooperation (APEC) small and medium enterprises (SME) Summit. In his case, his group tried to start brands like Mary’s Chicken and Copenhagen ice cream, but these did not take off. “Learn from each mistake and it will not be a waste of your time,” he says, and went on to establish one of the biggest food businesses in the country.It also helps to always be on the lookout for opportunities to grow your business. What may be effective today might not work three months from now, especially with the ongoing pandemic. It is important to regularly ‘feel the pulse’ of your consumers—whether it’s through surveys, or monitoring your social media account and analyzing customer reviews. It also helps to be up to date with trends to ensure that your product or service remains to be relevant and sensitive with the changing times.Starting a business is not easy, but it can be one of the most fulfilling thing you’ll do. While there may be speed bumps ahead, it does not need to derail your success.  You can protect your hard work from the unexpected by getting an insurance package for your business. With Business Security, a comprehensive insurance made for business owners, you won’t have to worry about damages or loss due to fire or lightning, including acts of nature, disrupting your business. It also comes with a personal accident insurance for your employees, and coverage for money, securities, and payroll. With those covered, you’re well on your way to success.

Oct 29, 2020
How much does it really cost to own a car?

Know what other expenses come with purchasing a vehicle. If you’ve never owned a car before, it’s easy to imagine that it’s all joy rides and convenient transportation once you sign on the dotted line. However, the cost of purchasing a car is more than the down payment and your subsequent monthly dues. A car can be an investment, sure, but it’s also a source of ongoing costs. Before you purchase a new ride, here are some monetary matters you need to take into consideration:RegistrationIn order for you to legally use your car on the road, it needs to be registered with the Land Transportation Office (LTO) and must be insured with compulsory third party liability (CTPL), which covers death or bodily injury to third parties. When your car is brand new, the initial registration covers the first three years. After this, you’ll need to register it annually. Oh, and there are late and penalty fees involved if you don’t.Average cost of car registration and CTPL respectively: P1,500 and P2,060 per yearInsuranceNo one wants to get into an accident, but in the event that one does, it pays to have a safety net. While compulsory third-party insurance is a legal requirement, having a comprehensive car insurance on top of that can save you from a lot of unexpected expenses later on. AXA’s Comprehensive Car Insurance Online provides protection against third-party liabilities, damage, or loss due to theft and natural calamities such as flood, typhoon, and earthquake. In case of an emergency, you can also access 24/7 emergency roadside assistance, and, if needed, file a claim online or through the Emma by AXA app.Average cost of car insurance: Around P22,000 for a brand new 1.3L sub-compact sedan in its first yearGas pricesA fast, high-powered sports car with a big engine might seem tempting, but you’ll probably end up spending more time at the gas station than you’d like given our country’s horrendous traffic. Take into account your specific needs and financial capabilities when choosing what kind of car to buy, as this can affect your fuel costs.Average gas prices: P51 per liter (gasoline), P43 per liter (Diesel)Regular car maintenanceYou might have heard of periodic maintenance service or PMS. As your car’s odometer climbs and it spends more time on the road, certain parts will naturally wear out over time, requiring you to go to a service center for replacements or repairs. Avoiding this process can result in something going wrong (or worse) inside your car, from small things like a bad battery, squeaky brakes and tires, to major electrical and mechanical problems. While some dealerships offer free PMS up to a certain point, you will eventually have to start paying for it on your own.Average PMS cost: P2,000 to P8,000 per visitOnce you’ve taken all these into consideration, you can finally get that first car! Make sure that it’s maintained well and protected from the unexpected so you can enjoy your investment and drive confidently on the road.

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